ABOUT GBS pay

Under the leadership of GBS Software AG, GBS pay GmbH, based in Frankfurt / Main, was founded in 2019 as an alliance with NCR with the aim of providing a German-based of fering for the payment market to help banks transforming into platform banking

  • by offering a modern omni-channel transaction hub capable of processing any kind of electronic transaction without impact to legacy back-office systems by converting any format into domestic standards if required and
  • by enabling banks to introduce and add new payment products to their offering and at the same time integrating these into established banking procedures and by enabling banks to get a holistic transaction and customer centric view via one logic data base supporting their online real-time transaction processing GBS’ modern platform “AUTHENTIC” – which is in use worldwide already – will reshape the IT landscape in the banking world, characterised
  • by a divisional silo structure. It will significantly shorten the time-to-market for the introduction of new products and service offerings and at the same time generate considerable cost savings.

GBS offering for the payment market is extremely customizable, highly efficient, customer proven with large installations, fully cloud ready, PCI-certified, in compliance with open banking PSD2 requirements.

With NCR’s development power, GBS has a software platform with „AUTHENTIC“ that fully meets the requirements of a state-of-the-art IT solution for real-time transaction processing in an open banking ecosystem, including all regulatory requirements. In more than 60 installations worldwide, “AUTHENTIC” proves its strength and efficiency on a daily basis.

Some of the key characteristics of “AUTHENTIC” include the consistent adoption of the customer perspective (customer centricity) or the comprehensive support and combination of modern payment systems (such as Apple Pay, Google Pay or Samsung Pay etc.) with existing traditional core applications. At the same time, GBS pay offers “FRACTALS”, an innovative solution for fraud and risk management.

Thanks to the modern software architecture of “AUTHENTIC”, the independence of operating systems and the possibility of pure or hybrid cloud operation, we can both significantly shorten the time-to-market for the introduction of new products and services as a result, and at the same time achieve a reduction of up to 75% of the operational costs for the IT infrastructure.

GBS Group has many years of in-depth experience in the field of payments and transaction processing. Through their extensive network in the payments market, they have extensive information on the business and technical challenges of the industry. Together with their partner NCR and with the support of renowned consulting companies cooperating with us, we accompany our customers on their way into the future of transaction processing.

Meet The Team

Markus Ernst

General Manager

More than 25 years of experience in the international IT business | More than 10 years of experience in payments markets

Management of numerous acquisitions, company formations and structural management activities in the international IT environment | Specialised knowledge of international stock corporation and corporate law | Board of directors/CEO of listed companies in Germany and the USA (GBS) for 18 years | Personal contacts in the financial market and with regulatory authorities

Johann Praschinger

Board of Directors

More than 30 years of experience in payment markets with detailed industry knowledge and extensive network

Gesellschaft für Zahlungssysteme (GZS) Head of Legal and Policy Affairs | Founding partner of eps AG for real-time payment software products and development into market leader in Europe | Global responsibility for real-time payment products at ACI Worldwide and Wincor Nixdorf | Established consultant in the payments market

Dr. Laurenz Kohlleppel

Board of Directors

More than 35 years of experience in payment markets and retail banking

Managing Director of the central cooperative system house until 1995 | CEO Gesellschaft für Zahlungssysteme (GZS) | Chairman of the Board of the Association of Sparda Banks | Various supervisory and administrative board mandates (BVR, Mastercard, Xchanging, DEVK and others) | Founding partner of a consulting firm for digitalisation

80+ yrs.
  • The GBS pay management team brings together more than 80 years of combined experience in the payments markets at C-level. We have in-depth market knowledge and market access in the European and D-A-CH region and combine this with state-of-the-art technology in electronic payment transactions at our location in Germany.

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